Turning Differences into Strengths

A country’s competitiveness was traditionally based on its natural resources. But to be competitive in the 21st century, we need to focus on people and developing talent within our borders — this is particularly critical as populations age and shortages of skilled talent emerge. Read more


A Closer Look at the Prompt Payment Problem

Paying a bill is the final step in an exchange of value between the payer and the payee. That this is an exchange is a crucial point, and the fact that payers – who have already received their value – sometimes seem to overlook this is the cause of much rancor. Delayed or non-payment instantly triggers a deep-seated sense of injustice. Read more